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Insurance

Protect What Matters Most — Your Family & Future

Protect your family and wealth with Indian insurance solutions. We distribute Life, Health, Term, Child, and ULIP products tailored for NRIs and global families, and help coordinate renewals and claims. Whether your goal is tax benefits, legacy planning, or family security, we connect you with trusted IRDAI-licensed insurers.

Why Plan Insurance Through Us

IRDAI-Licensed Partners

We work only with regulated insurers and compliant NRI-friendly products.

Holistic Protection

Life, health, term, ULIP, pension, and child plans under one advisory view.

Tax-Efficient Structuring

Align premiums with Sections 80C/80D and optimize maturity/claim taxation.

NRI-Focused Design

Solutions customized for NRIs/OCIs with FEMA and repatriation in mind.

End-to-End Support

From proposal to medicals, issuance, renewals, and claims assistance.

Corporate & Key-Person Covers

Design group and key-person insurance for promoters and executives.

Insurance Structures & Eligibility

NRI / OCI / PIO

ELIGIBILITY

Permitted under FEMA and IRDAI guidelines through NRE/NRO accounts.

ACCOUNT / PAYMENT MODE

NRE (Repatriable) or NRO (Non-Repatriable) premium payments.

PRODUCT ACCESS

Life, health, term, child, and ULIP insurance plans.

TAXATION

Premiums under Sec. 80C/80D; maturity/claims under Sec. 10(10D) where eligible.

REPATRIATION

Maturity/claim proceeds repatriable as per RBI & FEMA rules.

IDEAL FOR

NRIs/OCIs seeking family protection and compliant wealth planning.

Foreign Nationals

ELIGIBILITY

Permitted if residing or working in India; IRDAI-compliant KYC required.

ACCOUNT / PAYMENT MODE

Resident or NRO-linked policy payments.

PRODUCT ACCESS

Term, health, and ULIP products from IRDAI-licensed insurers.

TAXATION

As per Indian Income-Tax Act; treaty benefits may apply in some cases.

REPATRIATION

Permitted for maturity proceeds on eligible policies per FEMA/RBI rules.

IDEAL FOR

Foreign professionals and families based in India.

Resident Indians

ELIGIBILITY

Fully permitted under IRDAI regulations.

ACCOUNT / PAYMENT MODE

Resident bank account-linked premium payments.

PRODUCT ACCESS

Term, health, ULIP, pension, and child education plans.

TAXATION

Deductions under Sec. 80C/80D; tax-free maturity on eligible policies.

REPATRIATION

Not applicable.

IDEAL FOR

Individuals seeking family protection and tax-efficient savings.

OCB / Foreign Companies

ELIGIBILITY

Permitted via group/corporate insurance or key-person policies.

ACCOUNT / PAYMENT MODE

Corporate account used for premium payments.

PRODUCT ACCESS

Group term, group health, and key-person life insurance covers.

TAXATION

Corporate tax deductions may be available on eligible premium expenses.

REPATRIATION

Maturity/claim proceeds as per FEMA and RBI policy for non-resident entities.

IDEAL FOR

Corporates securing employee or promoter life/health coverage.

Let our team compare the best NRI and domestic insurance plans and find the right coverage mix for your family, wealth, and business needs.

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