Loans
Finance Your India Dreams — the NRI Way.
Finance your needs in India with NRI-specific loans. Through partner banks and NBFCs, we help facilitate home loans, education loans, and loans against securities or property. Our role is to coordinate and simplify documentation so you can access funds quickly and compliantly, wherever you are based.
Why Arrange Loans Through Us
NRI-Focused Home Finance
Specialised support for buying, refinancing, or leveraging homes in India.
Rate & Offer Comparison
Compare interest rates, fees, and structures across multiple banks/NBFCs.
Compliance Aligned
Loans aligned with FEMA, RBI, and tax rules for NRIs & foreign investors.
Documentation Handholding
From KYC to property papers, we coordinate documentation with lenders.
Global Borrower Friendly
Structures for NRIs, foreign nationals, and overseas corporates.
Business & Asset-Backed Loans
Loans against securities, property, or business cash flows where eligible.
Loan Eligibility & Account Structures
NRI / OCI / PIO
ELIGIBILITY
Permitted under FEMA and RBI guidelines through NRE/NRO accounts.
ACCOUNT TYPE
NRE (Repatriable) / NRO (Non-Repatriable) routes for loan servicing and repayment.
PRODUCT ACCESS
Home loans, loan against property, loan against securities, and education loans.
TAXATION
Housing loan interest may be eligible for deduction under Sec. 24(b); TDS and tax treatment depend on income source and residential status.
REPATRIATION
Loan proceeds generally non-repatriable except where RBI-approved end-use applies.
IDEAL FOR
NRIs/OCIs purchasing homes or leveraging assets in India for liquidity.
Foreign Nationals
ELIGIBILITY
Permitted for properties and businesses in India under FEMA guidelines and lender policy.
ACCOUNT TYPE
Resident/NRO-linked account for repayment; full KYC and documentation required.
PRODUCT ACCESS
Housing loans, business loans, and loans against deposits or collateral, as allowed by lender.
TAXATION
Interest taxable under Indian laws; DTAA benefits may reduce double taxation where applicable.
REPATRIATION
Allowed for specified end-use cases and property/business transactions as per RBI approvals.
IDEAL FOR
Foreign citizens investing or operating businesses in India.
Resident Indians
ELIGIBILITY
Fully permitted for individuals, professionals, and corporates under RBI norms.
ACCOUNT TYPE
Resident bank account for loan disbursal, servicing, and repayment.
PRODUCT ACCESS
Home, vehicle, education, business, and personal loans across lenders.
TAXATION
Housing and education loan interest may qualify for deductions; business loans can optimise capital structure for enterprises.
REPATRIATION
Not applicable.
IDEAL FOR
Domestic individuals or corporates seeking flexible funding options.
OCB / Foreign Companies
ELIGIBILITY
Permitted under FEMA/FDI/ECB frameworks for approved purposes and sectors.
ACCOUNT TYPE
Corporate account through an AD Category-I bank and/or ECB route.
PRODUCT ACCESS
External Commercial Borrowings (ECB), business loans, and working capital lines.
TAXATION
Interest generally deductible under corporate tax laws; withholding tax may apply for cross-border interest payments.
REPATRIATION
Fully repatriable under approved end-use, ECB/FDI guidelines, and compliance.
IDEAL FOR
Overseas corporate bodies and entities with Indian operations or subsidiaries.
Share your requirement and get instant loan eligibility and rate comparison from multiple banks and NBFCs. Our experts help you choose the best financing solution aligned with your goals and cash flows.
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