Loans
Finance Your India Dreams — the NRI Way.
Finance your needs in India with NRI-Specific Loans. Through Partner Banks and NBFCs, we facilitate Home Loans, Education Loans, and Loans Against Securities. Our role is to Coordinate and Simplify Documentation so you can access funds Quickly and Compliantly.
NRI / OCI / PIO
Eligibility – Permitted under FEMA and RBI guidelines through NRE/NRO accounts
Account Type – NRE (Repatriable) / NRO (Non-Repatriable) loan servicing routes
Product Access – Home Loans, Loan Against Property, Loan Against Securities, Education Loans
Taxation – Interest eligible for deduction under Sec. 24(b); TDS as per income source
Repatriation – Proceeds non-repatriable except under approved use cases
Ideal For – NRIs/OCIs purchasing homes or leveraging assets in India
Foreign Nationals
Eligibility – Permitted for properties and business in India under FEMA guidelines
Account Type – Resident/NRO account for repayment; KYC verification mandatory
Product Access – Housing loans, business loans, and loans against deposits
Taxation – Interest taxable under Indian laws; DTAA benefits available
Repatriation – Allowed for specified end-use cases (RBI-approved)
Ideal For – Foreign citizens investing or operating businesses in India
Resident Indians
Eligibility – Fully permitted for individuals and corporates
Account Type – Resident bank account for loan processing and repayment
Product Access – Home, Vehicle, Education, Business, and Personal Loans
Taxation – Interest deductions available; capital structure benefits for business loans
Repatriation – Not applicable
Ideal For – Domestic individuals or corporates seeking flexible funding options
OCB / Foreign Companies
Eligibility – Permitted under FEMA/FDI/ECB frameworks for approved purposes
Account Type – Corporate account through AD Category-I bank
Product Access – External Commercial Borrowings (ECB), Business Loans, Working Capital Lines
Taxation – Interest deductible under corporate taxation laws
Repatriation – Fully repatriable under approved end-use and compliance
Ideal For – Overseas corporate bodies and entities with Indian operations or subsidiaries
Share your requirement and get instant loan eligibility & rate comparison from multiple banks and NBFCs.
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